![]() Users can set recurring transactions and view their spending by date in a handy calendar screen. The app is easy and actually fun to use, with a high-level view of expenses vs income vs budget on the home screen. Users can create a budget by using the pre-set spending category names or creating their own. Fast and flexible, it makes it easy to track expenses and set a budget. The app is beautifully designed and very easy to use. The Spendbook budget app comes in a close second on our list of the best iPhone budget apps. The most helpful review in the app store says, “This is the only app to which I have ever given five stars.” The most critical review calls it “Almost perfect,” except for the inability to auto populate categories after selecting a payee and the necessity to manually enter transaction dates. The worst thing anyone says about it is that there’s a bit of a learning curve, but that’s due largely to how feature-rich the app is. The app is password protectable and fully customizable.Īll in all, HomeBudget with Sync is the best iPhone budget app out there, a fact borne out by the rave reviews it gets in the app store and the total lack of critical reviews. Transactions can be entered manually or imported directly from downloaded bank statements, so there’s no need to link the app directly to bank or checking accounts. It’s easy to see breakdowns of the past week, month and year as well as forecasts of income and expenses for the next 12 months. On one screen, users can see a top-level view of their expenses, income, budget, accounts and current bills, as well as a three-color graph showing the relationship between their budget, expenses and income for the past six months.Ĭlicking through to the “Reports” screen shows how much is budgeted per day and how much is actually spent per day. The home screen displays the handiest “at a glance” home finance overview out of any of the budget apps on our list. For example, a couple that creates a “Baby Stuff” category can look through the icons and find a little picture of a smiling baby in diapers, then choose that image to represent the category from then on. One neat feature about creating custom categories in this app is that users can select from a screen full of included icons. It also allows users to create their own new categories and sub-categories, for instance Coffee, Computer Supplies or Baby Stuff. The app allows users to set a budget by using pre-installed spending categories like Food/Groceries, Entertainment, Insurance/Medical and so on. The app can be synced across multiple devices, from iPhone to Mac to a spouse’s non-iPhone smartphone, so the family can keep and track a single budget no matter what device everyone uses. That’s why it’s our #1 pick for budget apps for iPhone. The HomeBudget With Sync app does everything an iPhone budget app should do, fairly intuitively and for a decent price. This table shows the features of our top seven iPhone budget apps, side by side. Any of our top seven iPhone budget apps can help keep a consumer from becoming another bad personal finance statistic. By the time they reach retirement, the typical American has only saved $20,000. Only one in three Americans has a budget. Other apps like Spendbook, Money Monitor and Pocket Expense require users to input each spending transaction manually. HomeBudget, YNAB and GoodBudget let users import downloaded bank transaction histories to make it easier to track spending. Others like YNAB and GoodBudget are a little pricey but still great apps. ![]() Some, like HomeBudget with Sync, offer full iPhone budget app functionality that’s sharable across lots of different platforms like iPhones, Android devices, tablets, desktops and laptops, all for a reasonable price. Our overview of the seven best iPhone budget apps includes HomeBudget, Spendbook, Money Monitor, Pocket Expense, Spending Tracker, You Need a Budget, and GoodBudget.Īll the apps on our list let users set spending limits for different categories and measure actual spending against spending goals. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |